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Access to good oral health care can help keep your overall health costs down. Regular oral health exams can help detect significant medical conditions before they become serious.
BAYADA’s dental coverage is offered through Delta Dental of New Jersey, and you may choose from two dental plans. They both cover the same services, but the Buy-Up Plan pays more each plan year for routine care and orthodontia.
BAYADA is pleased to offer the same coverage enhancements this plan year:
Both plans let you see any licensed dentist or specialist within or outside of Delta Dental’s network. However, if you choose a dentist outside the network, you will most likely pay more for services.
| Core Plan In-Network | Buy-Up Plan In-Network | |
| Deductible/Maximum | ||
| Individual Deductible | $50 | $50 |
| Family Deductible | $150 | $150 |
| Calendar Year Maximum | $1,500 per person | $2,000 per person |
| Coinsurance | ||
| Preventive Services (Exams, x-rays, cleanings) | 100% | 100% |
| Basic Services (Fillings, root canals, oral surgery, sealants, & extractions) | 80% | 80% |
| Major Services (Bridges, Crowns, Dentures) | 50% | 50% |
| Orthodontia | ||
| Coinsurance | 50% | 50% |
| Lifetime Maximum | $1,000 | $1,500 |
| Eligibility | Dependent children only under age 19 | |
This document is intended to merely highlight or summarize certain aspects of the employer’s benefit program(s). It is not a Summary Plan Description (SPD) or an official plan document. Your rights and obligations under the program(s) are set forth in the official plan documents. All statements in this summary are subject to the terms of the official plan documents, as interpreted by the appropriate plan fiduciary. In the case of an ambiguity or outright conflict between a provision in this summary and a provision in the plan documents, the terms of the plan documents control. The employer reserves the right to review, change, or terminate the plan, or any benefits under it, for any reason, at any time, and without notice to any person.
Enrolling online? Learn how to navigate the Workday portal to select which health insurance plans are right for you.
Learn more >If you are new to BAYADA or need a coverage change due to a qualified life event, click ENROLL NOW to be taken to BAYADA single sign on and then navigate to Workday, the online enrollment tool.
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