A Health Savings Account (HSA) combines your medical plan with an employee-funded pre-tax savings account. Money in the savings account can help pay your deductible and many other eligible expenses. Money left in the savings account earns interest and is yours to keep—even if you leave the company or retire. An HSA is a great way to save for current and future medical expenses because it offers a double tax advantage:

Contributions come out of your paycheck before taxes are deducted. The money you spend on qualified expenses is also tax-free. Any money you don’t use stays in your account earning interest, which is also tax-free.

BAYADA’s HSA provider is Optum Financial, giving you access to their mobile-friendly online portal/app to view reimbursement requests, account balances, claim information, and more!

If you have any issues with claims or need to check your account balance, please call Optum directly at 833-325-0002.